With so many options for auto insurance coverage, how do you figure out what best suits your needs? After you have selected coverage that fulfills the minimum auto insurance requirements, there are still many choices, as the mandatory requirements leave room for out-of-pocket expenses. Liability for Bodily Injury This type of coverage ensures that you […]
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Motorists in Arizona have experienced a significant increase in auto insurance premiums over the past four years. Now, premiums are almost 30% higher. Many cars today contain new types of technology that can be expensive to replace if damaged in a car accident. For instance, almost all new vehicles are equipped with rear back-up cameras
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Do you qualify for a car insurance discount? Don’t wait until your insurance policy needs to be renewed to find out what types of insurance discounts are available to you. How Car Insurance Rates are Calculated Insurers reward drivers who have fewer accidents and claims. If you are a remote worker, since you do not
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Driving in a sudden dust storm can be one of the riskiest weather types to drive in, in states like Arizona. These types of storms arrive without warning and can prove complicated if you’re not prepared for minimal visibility. One thing experts agree on is how essential it is to remain calm and focus on
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Car insurance coverage works by paying a monthly or twice annual fee to an insurance company for a wide range of coverages. Car insurance is something we all need to have for our vehicle hope we never use. Nearly anything can happen on the road, so it’s a very good idea to get insurance of
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A car insurance deductible is the amount of money that you need to pay towards car repairs before your insurance policy covers the rest. For example, if you get involved in a car crash that causes damages worth of $2,000 and the deductible is $500, you’ll have to pay $500 out of pocket. This means
What is a Car Insurance Deductible and How Much Should you Pay for it? Read More »
Car accidents are often terrifying experiences. People can be injured, vehicles may sustain serious destruction, and property damage may occur. But having proper coverage and a caring, professional insurance agent can make the situation a little easier to handle. Car Accident Claim Time Limits Every state has a time limit in which legal action must be taken to file a
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Car maintenance is the most important part of owning a vehicle. When you don’t take care of the basics, you run the risk of having much bigger problems down the line. Always be sure to check your tires, fluids, and electrical systems on a regular basis, especially before a long trip. Most of the issues
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You just got a new car, and ready to take it for a spin. Everything is going well, then you got into a car accident for speeding. Your premium rate goes up, and you are dreading the day that you were fantasizing about “Fast and Furious” while driving your new car. If you landed on
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The statistics say one in every five car accidents takes place in a parking lot, making it the most likely place to experience an accident. Unfortunately, it can be tough to determine fault in a parking lot accident. No matter what, there are a few steps you must take in the event of an accident,
Who is at Fault for a Parking Lot Car Accident? Read More »