Condo insurance is typically held by both your condo association and the owner. Condo insurance acts similarly to home insurance in that it provides financial protection in the event your condo and belongings are damaged or destroyed. Your coverage needs will depend on the value of your condo and the condo association coverage. Depending on your specific policy condo insurance may offer any or all of the following benefits:
- Protects you financially from injury claims that occur on your property, including liability and medical payments
- Covers the cost of potential losses from incidents such as theft or fire
- May include coverage for fixtures, wiring and plumbing in your condo
Features and Benefits of Olson Insurance
Our team of qualified professionals have been working with condo insurance for over 20 years. We understand the difference between homeowner’s and condo insurance and will use our knowledge and expertise to get you the coverage you need. Your required condo coverage will depend greatly on the type of insurance your condo association maintains. Insuring condos is distinctly different from homes because homeowners are individually responsible for the structure of the home, the land the home sits on and the belongings within the home.
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Features and Benefits of Olson Insurance
Olson Insurance provides home insurance at reasonable cost. Our home insurance features and benefits include protection to your dwelling, other structures, and personal property, as well as liability protection.
This is a basic coverage of a home insurance policy. Dwelling protection covers the home structure itself and the structures attached to it like a deck or garage. With Olson Insurance, rest assured that you will get the necessary financial protection for your home against certain risks.
Other Structures Protection
Some policies do not include other structures that are not attached to the home. In Olson Insurance, we do not only protect the home structure itself, we also provide protection to other parts of your home that are not attached to the main structure. The part of your property detached from your home may include a fence, tool shed, storage room and a detached garage.
Personal Property Protection
Home insurance is not only limited to the home or other structures. It also covers personal belongings that you keep inside your home. This comes in handy when your furniture gets damaged by accident or by a fire or if your beloved belongings get stolen or vandalized. Our personal property protection will help pay for the cost of repairs and replacement of your belongings damaged, destroyed or lost due to a covered risk. If you have valuables like luxury watches and jewelry, you can also purchase an extended coverage for these items.
Home insurance policy also provides liability protection. This covers you financially if someone not living with you, a visitor perhaps, gets injured while inside your home or your property. Liability protection will help you pay for the legal expenses and medical bills due to the accident or injury. You may also add a personal umbrella policy to increase your liability coverage.
Kind Words from our Clients
Heather Olson is by far the best insurance agent I have ever had the privilege of working with! Her explanations are clear and understandable and she presents options and choices in a very easy and non-pressure way. She is always quick to respond and her office staff is also always friendly and professional. One could not find a better agent to advise on insurance.
We have had the pleasure of using Heather Olson as our insurance agent for over 10 years. Never has she disappointed us in her direct and friendly business approach. She obviously values our business and routinely stays in touch with us to ensure our needs are being constantly met.
We find the rates more than competitive and when you throw in the additional service it is the best deal we could fine.
In addition, as we reached the milestone 65 years of age, she helped explain how best to utilize the benefits verses the costs.
By all means, use Heather Olson, you won’t be disappointed.
I have never worked with somebody more reliable and attentive. I can always rely on honest information from Heather and I'm a lifetime customer. There's no o me else I would trust with my insurance needs. Heathers professionalism and industry knowledge is irreplaceable!
Heather is one of the most trustworthy people I know! She always puts her clients first! You can’t find a better agent anywhere!!
Insurance is one thing nobody really wants to buy, along with which its not all that easy to understand, and yet its needed for so many things in our lives forcing us to make decisions along these lines. Having Heather to call makes you comfortable for she makes it easy to understand and you know she’s doing her utmost to fit you with the proper policy for your needs at that time. I have recommended her to others and am most confident in having done so.
Heather has been a real pleasure to work with, and it is comforting to not have to worry about our family’s insurance needs given her extensive experience. I feel like she has my family’s best interest in mind and can find effective, affordable plans that fit into our comprehensive strategy overall. She is very responsive and communicates efficiently. Definitely would recommend to anyone looking for an agent that has your family’s best interest in mind.
Just a note of appreciation for your kind referral to Heather Olsen. She's a very pleasant person, and a complete professional. She promptly responded and offered two options for my consideration, even though one of those options was sold by one of her associates. I absolutely am pleased and can say she's earned your referral. Thank you very much.