Renter Insurance

When it comes to protecting your apartment or other rental property and all of your prized belongings within it, Olson Insurance is here to get you covered. If you are a renter in Arizona you are in good company, as almost fifteen percent of the state’s six million residents are renters. However, only about 44 percent of Arizona’s renters have rental insurance. With Olson Insurance, you don’t have to be left out in the cold – protect your home and possessions against the unexpected, such as theft, fire, floods, and other incidents. And if you are signing a new lease, also be mindful of the fact that your new landlord may actually require you to obtain rental insurance.

Also, a rental insurance policy doesn’t just cover your property and belongings. It also includes personal liability insurance which helps protect you if a guest is injured while visiting you or for things like your dog biting someone while out on a walk.  Usually, personal liability will pay for the other person’s injuries if you are found negligent

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Features and Benefits of Olson Insurance

Olson Insurance provides home insurance at reasonable cost. Our home insurance features and benefits include protection to your dwelling, other structures, and personal property, as well as liability protection.

Dwelling Protection

This is a basic coverage of a home insurance policy. Dwelling protection covers the home structure itself and the structures attached to it like a deck or garage. With Olson Insurance, rest assured that you will get the necessary financial protection for your home against certain risks.

Other Structures Protection

Some policies do not include other structures that are not attached to the home. In Olson Insurance, we do not only protect the home structure itself, we also provide protection to other parts of your home that are not attached to the main structure. The part of your property detached from your home may include a fence, tool shed, storage room and a detached garage.

Personal Property Protection

Home insurance is not only limited to the home or other structures. It also covers personal belongings that you keep inside your home. This comes in handy when your furniture gets damaged by accident or by a fire or if your beloved belongings get stolen or vandalized. Our personal property protection will help pay for the cost of repairs and replacement of your belongings damaged, destroyed or lost due to a covered risk. If you have valuables like luxury watches and jewelry, you can also purchase an extended coverage for these items.

Liability Protection

Home insurance policy also provides liability protection. This covers you financially if someone not living with you, a visitor perhaps, gets injured while inside your home or your property. Liability protection will help you pay for the legal expenses and medical bills due to the accident or injury. You may also add a personal umbrella policy to increase your liability coverage.

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